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Round the Clock Realtors, REALTOR®, real estate agents and broker for Bossier City, Benton and Shreveport Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)
DIAMOND REALTY GROUP, LLC 315 East Texas St. Bossier City, LA 71111 318-746-0011


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They Sold It In Only Two Days!
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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
What house is considered to be the first house with running water in America?

A 
John Headly's home built in Newport, RI in 1723, was equipped with an underground pipe from the nearby spring.
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Round the Clock Realtors, REALTOR®, real estate agents and broker for Bossier City, Benton and Shreveport Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Round The Clock Realtors
Diamond Realty Group

315 East Texas St.
Bossier City, LA 71111
Office: 318-746-0011
Mindy's Cell: 318-469-3261
Jeff's Cell: 318-423-8468
Chris Cell: 318-469-3877
Fax: 318-841-0667
Email: bossierhomes@NUMBER1EXPERT.com

Mindy Wardlaw, Jeff Wyatt and Chris Dowdall are Full-Time Agents with over sixteen years Experience in Real Estate, Sales and Marketing. Honors include: 1995, 1996, 1997, 1998,1999, 2000, 2001, 2002, 2003, 2004, 2005, 2006,2007,2008,2009 Top 1% Presidents Elite 2002, 2003, 2004, 2005, 2006 Top 1/2% Preimer Elite. In 1998, 1999, 2000, 2001, 2002, 2003, 2004, 2005, 2006, 2007, 2008 and 2009. Top Ten Internet Real Estate Agent (Shreveport Bossier Relocation Center). Round the Clock has earned the following designations: CRS, GRI, ABR, Notary, and SRES, all of the highest educational designations you can hold by 1% of Nationwide Agents. As one of America's #1 Real Estate Experts� in the entire Shreveport-Bossier Regional area, Mindy, Jeff and Chris are well equipped to guide you through all your real estate needs. Call or email us today!!!

ABR CRS ePro Equal Housing GRI MLS REALTOR




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